🧮 Tax Withholding Calculator
Enter your gross annual salary, filing status, allowances, and any extra withholding for a rough estimate of your taxable income, annual withholding, per-paycheck amount, and effective rate. This is an estimate, not tax advice.
🧮 Estimate Your Withholding
What is a Tax Withholding Calculator?
A tax withholding calculator estimates how much income tax an employer holds back from each paycheck. From your salary and filing status, it subtracts the standard deduction, applies progressive tax brackets, and spreads the result across the year so you can see the per-paycheck bite and your effective rate.
Use it to ballpark take-home pay or sanity-check a W-4 change. It is intentionally simplified and ignores FICA, state tax, and credits, so treat it as a rough estimate only — not tax advice. Confirm with a CPA or tax professional and the current IRS tables before relying on it.
❓ Frequently Asked Questions
How does this withholding estimate work?
It subtracts a standard deduction (and an amount per allowance) from your gross salary to get taxable income, then runs that through simplified progressive federal-style brackets — doubling the thresholds for married filers. Add any extra per-paycheck withholding, and it splits the annual figure across 26 biweekly paychecks and shows your effective rate.
Why doesn't this match my actual paycheck?
Because it's deliberately simplified. Real withholding follows current IRS tables and your specific W-4, and your take-home is also reduced by Social Security and Medicare (FICA), state and local taxes, and pre-tax deductions like retirement and health insurance — none of which this estimate includes.
Is this tax advice?
No. This is a rough estimate only, not tax advice. Use it to ballpark a figure, then confirm with a CPA or tax professional and the current IRS withholding tables and W-4 before relying on it.