💧 Cash Flow Calculator
Enter your cash inflows, outflows, and a beginning balance to see the net cash flow for the period and the ending balance — and whether the period ran positive or negative.
💧 Your Cash, In and Out
What is a Cash Flow Calculator?
A cash flow calculator answers a simple but vital question: after everything came in and went out this period, am I ahead or behind, and what's left in the account? It nets your inflows against your outflows and carries the result onto your beginning balance to show the ending balance.
Use it to check a month's takings against its bills, plan for a lean stretch, or sanity-check a budget. The results are general informational estimates, not professional tax, accounting, or financial advice — consult a CPA or financial advisor for your real numbers.
❓ Frequently Asked Questions
How is net cash flow calculated?
Net cash flow is simply total cash in minus total cash out for the period. Add the beginning balance and you get the ending balance — the cash you have left at the end. A positive net cash flow means more came in than went out; a negative one means you drew the balance down.
What's the difference between cash flow and profit?
Profit is revenue minus expenses on the accrual basis, including non-cash items like depreciation and sales you've billed but not yet collected. Cash flow tracks money actually moving in and out. A profitable business can still run out of cash if customers pay late, which is why monitoring cash flow matters.
Are these figures exact?
They're general informational estimates, not professional tax, accounting, or financial advice. A full cash-flow statement separates operating, investing, and financing activities — consult a CPA or financial advisor for your real numbers.